To make a homemade buttermilk add 1 tablespoon of vinegar or lemon juice to a measuring cup, then fill with milk up to the 1 cup mark, and let sit for 5 minutes or until milk thickens. You will use 1/4 cup of this homemade buttermilk.
To cut the carbs use sugar alternative like golden monk fruit and erythritol for the sweetener and sugar free chocolate chips likeChocZerobrand.
All-purpose flour can be used in place of cake flour. The texture will be a little denser.